Oh yeah, I can totally see that being the case as well. I almost shared a story in my last comment about a guy I knew who, though constantly struggling to stay afloat (most likely below poverty with a wife and three kids), would do his best to buy something nice for his wife (something small, but thoughtful) and sometimes rent a movie that they could all watch when he got home from work.

My dad pointed out "Your family's wellbeing includes their morale."

Either way, only Ryan (and possibly his accountant [probably his wife]) can make that call.