I fully understand everything you're saying and you have very good technical points, but (and I would draw this out to a LOT of things in IT) these aren't taken away by MOST USERS. Most users, who are novices in tech, read the "label" of the VPN and presume that they are covered, when we know they are not.

SOMEONE should be punished for this because it's effectively a lie. This is the only way we will actually improve the bad situation you're talking about.