I live in a city with things like a cafe nearby, lunch spots, etc., but making your own coffee at home is so much cheaper per year than being a “regular”. I’m not even sure how I could manage the time to do that, is that really realistic?
It just depends on what your priorities are. If you enjoy being a regular at that cafe, the non-monetary "profit" of going there will offset whatever you save by making your own cheaper coffee at home.
Same with time. If it's a high enough priority for someone, they will find the time to do it.
