All Fujitsu Lifbooks I had in the last 10 years have another setting. They do not start to charge the battery if the are more then about 95% charged. So there is no need to take the battery out while working "on cable power". I often see somehing like "97% full, not charging"
That's a battery longevity feature and not a safety feature, though. Any consumer electronics device should be safe to charge to 100% and be left plugged in.